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Employers' Liability Compulsory Insurance (ELCI)


The Greater Manchester Asbestos Victims Support Group Forum has supported the production of the All-Party pamphlet calling for an insurance fund of last resort to pay compensation to asbestos victims where the negligent employer is no longer trading and the employer’s liability insurance cannot be traced.

For further information. . . . click here




Government to set up an Insurance Fund of Last Resort

10th February, 2010
The government has announced a consultation on setting up a fund of last resort for injured workers who cannot trace their employers' liability insurers. This consultation is immensley important. It does not ask whether there should be such a Fund, it asks how such a Fund should be best set up. The Forum, and all asbestos victims, wholeheartedly welcome this landmark decision to consult on the implementation of a fund of last resort.

For the Forum Press Release: click here

For the DWP Press Release: click here

Minister slams "Unacceptable" Tracing Scheme and signals an Employers' Liability Insurance Bureau

November 2009
In his ministerial forward to the 2008 report on the employers' liability insurance Tracing Scheme Lord McKenzie has slammed the performance of the scheme as unacceptable. He has said that he is considering an Employers' Liability Insurance Bureau, an insurance fund of last resort, to ensure that compensation is paid where insurers cannot trace insurance policies.

To read the report go to: www.dwp.gov.uk/docs/elcop-review-2008

For our Press Release: click here .

For the Independent on Sunday report: click here

To see Independent on Sunday Letters special: click here

An open letter to the Association of British Insurers

9th June, 2009.
In a protest by asbestos victims an open letter view was handed to the Association of British Insurers (ABI) at their conference condemning insurers' refusal to honour their liability to pay compensation to dying asbestos victims and in support of the All Party Parliamentary Group demand for an insurance of last resort view .
For a press release go to view

ABI Protest

The insurers' attempt to deny asbestos victims compensation has failed....for now.

November 2008
The insurers' attempt to deny asbestos victims compensation has failed. A High Court judgment said that insurers of companies during the period when exposure to asbestos occurred are responsible for paying compensation - not insurers of companies during the period when an asbestos disease develops many years later. This judgment simply confirms what has been the practice for many years. If the judge had ruled otherwise, hardly any asbestos victims would receive compensation because most companies who expose people to asbestos have ceased trading and there simply will be no insurer to claim against.
NB
However, this decision has now been appealed and claimants must continue to wait for the final judgement
To read the Press Release ....click here

To read the judgement please go to this link here
http://www.bailii.org/ew/cases/EWHC/QB/2008/2692.html

Government U-turn on employers' liability insurance hits asbestos victims

March 2009
The government has laid an order before Parliament to revoke the requirement, introduced 9 years ago, to require employers to retain employers' liability insurance (EL Insurance) policies for 40 years.
The 40-year rule was introduced because hundreds of asbestos victims each year do not get compensation because they cannot trace the insurers of employers who have ceased trading. It is imperative that government establishes a central electronic database for the compulsory recording of all employers' liability insurance policies.

We call on the government to establish an Employers Liability Insurance Bureau to provide insurance of last resort as is provided to motor accident victims under the Motor Insurers Bureau. We see no reason why asbestos victims should be treated less favourably than motor accident victims.
Please see the Forum Statement . . . .
Press release 1
Press release 2



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